Habitat for Humanity of Brevard County, Inc. (Habitat) is a Christian housing ministry, which builds houses in partnership with very low-income families, and welcomes involvement from all people. The houses are sold to families through no interest loans and at no profit. Habitat holds the mortgages and recycles the principal payments to fund future houses. Construction expenses are kept to a minimum by utilizing volunteer labor, and developing partnerships with churches, businesses, and other organizations to provide cash and “in-kind” donations of building materials, services, and property. Habitat obtains operating and program funds through the application for federal and local grants, community fund-raising events, and other donations.